{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-315025","form_type":"8-K","ticker":"ENVA","cik":"0001529864","company_name":"Enova International, Inc.","filed_at":"2025-12-11T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.653044+00:00","generated_at":"2026-05-16T13:29:47.331646+00:00","sec_items":["1.01","7.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Enova to acquire Grasshopper Bancorp for ~$369M in cash/stock; close expected 2H 2026","bullets":["Deal values Grasshopper at ~$369M; consideration is 50% cash, 50% Enova stock at $9.69 per share.","Grasshopper holds $1.4B assets and ~$3B deposits (Sept 30, 2025); offers digital banking and BaaS.","Transaction expected to generate >15% adjusted EPS accretion for Enova; enhances balance sheet flexibility.","Requires Grasshopper shareholder approval, OCC and Federal Reserve approvals; voting agreements cover 56.3% of shares.","Combined entity to offer broader lending and deposit products under national bank charter; Grasshopper CEO to become president of surviving bank."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-315025","json":"https://secwatch.observer/filing/0001193125-25-315025.json","markdown":"https://secwatch.observer/filing/0001193125-25-315025.md","text":"https://secwatch.observer/filing/0001193125-25-315025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1529864/000119312525315025/0001193125-25-315025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1529864/000119312525315025/enva-20251210.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T13:29:47.331646+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}