---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-335646"
form_type: "8-K"
ticker: "OCFC"
cik: "0001004702"
company_name: "OCEANFIRST FINANCIAL CORP"
filed_at: "2025-12-30T23:59:59+00:00"
generated_at: "2026-05-16T11:57:14.081425+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# OceanFirst to acquire Flushing Financial in $579M all-stock deal; Warburg invests $225M

## Summary
- Merger consideration of 0.85x OCFC share per FFIC share; total value ~$579M based on OCFC's $19.76 closing price.
- Combined company ~$23B assets, $17B loans, $18B deposits, 71 branches in NJ, Long Island, NY markets.
- Projected 16% EPS accretion, 13% ROATCE, 1.00% ROAA by 2027; TBV dilution ~6% earned back in ~3 years.
- Warburg Pincus commits $225M at $19.76/share for 9.7M common shares, 1.7M non-voting shares, plus warrant for 11.4M shares.
- Expected close Q2 2026; CEO Christopher Maher stays; John Buran becomes non-executive chairman; Warburg board seat.

## SEC filing metadata
- accession: 0001193125-25-335646
- form_type: 8-K
- ticker: OCFC
- cik: 0001004702
- company_name: OCEANFIRST FINANCIAL CORP
- filed_at: 2025-12-30T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1004702/000119312525335646/0001193125-25-335646-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1004702/000119312525335646/d51796d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-335646
- JSON: https://secwatch.observer/filing/0001193125-25-335646.json
- Plain text: https://secwatch.observer/filing/0001193125-25-335646.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.