---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-008955"
form_type: "8-K"
ticker: "LMFA"
cik: "0001640384"
company_name: "LM FUNDING AMERICA, INC."
filed_at: "2026-01-09T23:59:59+00:00"
generated_at: "2026-05-16T11:04:04.407852+00:00"
event_type: "regulatory"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# LM Funding receives Nasdaq delisting notice for bid price below $1.00 for 35 days

## Summary
- Received Nasdaq letter on Jan 7, 2026, for non-compliance with minimum bid price rule (closing bid below $1.00 for 35 consecutive days).
- Has 180-day grace period until July 6, 2026, to regain compliance by having bid price at $1.00+ for 10 consecutive days.
- If not cured by July 6, may qualify for second 180-day period if meets other initial listing standards and notifies Nasdaq of intent to cure via reverse stock split.
- Failure to regain compliance could lead to delisting unless a hearing is requested and granted.
- Company states no immediate impact on business or SEC reporting obligations, but no assurance of regaining compliance.

## SEC filing metadata
- accession: 0001193125-26-008955
- form_type: 8-K
- ticker: LMFA
- cik: 0001640384
- company_name: LM FUNDING AMERICA, INC.
- filed_at: 2026-01-09T23:59:59+00:00
- event_type: regulatory
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 3.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1640384/000119312526008955/0001193125-26-008955-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1640384/000119312526008955/lmfa-20260107.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-008955
- JSON: https://secwatch.observer/filing/0001193125-26-008955.json
- Plain text: https://secwatch.observer/filing/0001193125-26-008955.txt

## Source-grounded claims
- claim_id: aabe4799c3e01dafc77672a068a93cfd6f1ca83f
  claim: LM FUNDING AMERICA, INC. received a nasdaq deficiency notice notice regarding minimum bid price (rules 5550(a)(2), 5810(c)(3)(A)).
  evidence_excerpt: January 7, 2026, LM Funding America, Inc. (the “Company”) received a letter from The Nasdaq Stock Market LLC (“Nasdaq”) indicating that the Company’s consolidated closing bid price has been below $1.00 per share for 35 consecutive business days as of January 6, 2026, and that, therefore, the Company is not in compliance with Nasdaq Listing Rule 5550(a)(2), which is the minimum bid price requirement for continued listing on The Nasdaq Capital Market. The notice does not result in the immediate delisting of the Company’s common stock from The Nasdaq Capital Market. Pursuant to Nasdaq Listing Rul
  evidence_url: https://www.sec.gov/Archives/edgar/data/1640384/000119312526008955/0001193125-26-008955-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.