---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-009094"
form_type: "8-K"
ticker: "WU"
cik: "0001365135"
company_name: "Western Union CO"
filed_at: "2026-01-09T23:59:59+00:00"
generated_at: "2026-05-16T11:02:32.756960+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Western Union enters $800M delayed draw term loan facility; can increase to $1B

## Summary
- $800M unsecured delayed draw term loan facility with syndicate of banks led by Bank of America as admin agent.
- Proceeds may be used for general corporate needs, including refinancing of debt and permitted acquisitions.
- Interest margin on Term SOFR loans ranges from 1.000% to 1.625% based on credit ratings (currently 1.250%).
- Maturity is three years from initial funding date; commitments available through July 8, 2026.
- Option to increase commitments up to $1B total, subject to additional lender commitments.

## SEC filing metadata
- accession: 0001193125-26-009094
- form_type: 8-K
- ticker: WU
- cik: 0001365135
- company_name: Western Union CO
- filed_at: 2026-01-09T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1365135/000119312526009094/0001193125-26-009094-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1365135/000119312526009094/wu-20260109.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-009094
- JSON: https://secwatch.observer/filing/0001193125-26-009094.json
- Plain text: https://secwatch.observer/filing/0001193125-26-009094.txt

## Key facts
- Debt Financings
  Western Union CO incurred term loan of $800,000,000 with Bank of America, N.A. at Term SOFR Rate plus an interest rate margin determined on a sliding scale from 1 maturing the third anniversary of the initial funding date.
  - Instrument: term loan
  - Principal: $800,000,000
  - Counterparty: Bank of America, N.A.
  - Rate: Term SOFR Rate plus an interest rate margin determined on a sliding scale from 1
  - Maturity: the third anniversary of the initial funding date
  - Event: incurrence
  source text: On January 9, 2026 (the “Closing Date”), The Western Union Company (“Western Union”) entered into a delayed draw term loan credit agreement (the “Term Loan Agreement”) providing for an unsecured term loan facility in an aggregate amount of $800,000,000 with a syndicate of lenders, State Bank of India, New York Branch and Wells Fargo Bank, National Association, as Syndication Agents, Bank of Baroda, New York Branch, Bank of China Limited, Chicago Branch and U.S. Bank National Association, as Documentation Agents, and Bank of America, N.A., as Administrative Agent for the banks thereunder.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1365135/000119312526009094/0001193125-26-009094-index.htm
- Material Agreements
  Western Union CO entered into Term Loan Agreement with Bank of America, N.A., as Administrative Agent valued at $800,000,000 (effective 2026-01-09).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: Bank of America, N.A., as Administrative Agent
  - Value: $800,000,000
  - Effective: 2026-01-09
  source text: On January 9, 2026 (the “Closing Date”), The Western Union Company (“Western Union”) entered into a delayed draw term loan credit agreement (the “Term Loan Agreement”) providing for an unsecured term loan facility in an aggregate amount of $800,000,000 with a syndicate of lenders, State Bank of India, New York Branch and Wells Fargo Bank, National Association, as Syndication Agents, Bank of Baroda, New York Branch, Bank of China Limited, Chicago Branch and U.S. Bank National Association, as Documentation Agents, and Bank of America, N.A., as Administrative Agent for the banks thereunder.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1365135/000119312526009094/0001193125-26-009094-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.