{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-010192","form_type":"8-K","ticker":null,"cik":"0001920453","company_name":"Fidelity Private Credit Fund","filed_at":"2026-01-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.764295+00:00","generated_at":"2026-05-16T10:57:46.257356+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Fidelity Private Credit Fund CSPV amends credit facility: margin cut, maturity extended to 2030","bullets":["Reinvestment period extended from December 2027 to December 2028.","Maturity date extended from December 2029 to December 2030.","Applicable margin reduced to 1.95% (from 2.30%) before commitment termination; 2.45% (from 2.80%) after."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-010192","json":"https://secwatch.observer/filing/0001193125-26-010192.json","markdown":"https://secwatch.observer/filing/0001193125-26-010192.md","text":"https://secwatch.observer/filing/0001193125-26-010192.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1920453/000119312526010192/0001193125-26-010192-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1920453/000119312526010192/ck0001920453-20260107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T10:57:46.257356+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"09c59b6cfdc5a2fc354796b539b6a2bba2d8ded3","claim":"Fidelity Private Credit Fund amended credit facility with Citibank, N.A. at reduction of the applicable margin (a) prior to the commitment termination date, maturing extension of the maturity date from December 2029 to December 2030.","evidence_excerpt":"The First Amendment provides for, among other things, (i) an extension of the reinvestment period from December 2027 to December 2028, (ii) an extension of the maturity date from December 2029 to December 2030, and (iii) a reduction of the applicable margin (a) prior to the commitment termination date, from 2.30% per annum to 1.95% per annum, and (b) on and after the commitment termination date, from 2.80% per annum to 2.45% per annum.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1920453/000119312526010192/0001193125-26-010192-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Counterparty","value":"Citibank, N.A."},{"label":"Rate","value":"reduction of the applicable margin (a) prior to the commitment termination date,"},{"label":"Maturity","value":"extension of the maturity date from December 2029 to December 2030"},{"label":"Event","value":"amendment"}]},{"claim_id":"5b761866a7ae73ed2acd22a639990ec07b2b1e45","claim":"Fidelity Private Credit Fund amended Amendment No. 1 to Credit and Security Agreement with Citibank, N.A. (effective 2026-01-07).","evidence_excerpt":"On January 7, 2026, Fidelity Private Credit Fund CSPV LLC (the “CSPV”), a wholly-owned subsidiary of Fidelity Private Credit Fund (the “Fund”), entered into that certain Amendment No. 1 to Credit and Security Agreement (the “First Amendment”), which amends that certain Credit and Security Agreement, dated December 12, 2024 (the “Citi Credit Facility”), by and among the CSPV, as borrower, the Fund, as equityholder and collateral manager, Citibank, N.A., as administrative agent, the lenders party thereto, State Street Bank and Trust Company, as collateral agent and as custodian, and Virtus Group, LP, as collateral administrator.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1920453/000119312526010192/0001193125-26-010192-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Citibank, N.A."},{"label":"Effective","value":"2026-01-07"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}