---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-010192"
form_type: "8-K"
ticker: null
cik: "0001920453"
company_name: "Fidelity Private Credit Fund"
filed_at: "2026-01-12T23:59:59+00:00"
generated_at: "2026-05-16T10:57:46.257356+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Fidelity Private Credit Fund CSPV amends credit facility: margin cut, maturity extended to 2030

## Summary
- Reinvestment period extended from December 2027 to December 2028.
- Maturity date extended from December 2029 to December 2030.
- Applicable margin reduced to 1.95% (from 2.30%) before commitment termination; 2.45% (from 2.80%) after.

## SEC filing metadata
- accession: 0001193125-26-010192
- form_type: 8-K
- cik: 0001920453
- company_name: Fidelity Private Credit Fund
- filed_at: 2026-01-12T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1920453/000119312526010192/0001193125-26-010192-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1920453/000119312526010192/ck0001920453-20260107.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-010192
- JSON: https://secwatch.observer/filing/0001193125-26-010192.json
- Plain text: https://secwatch.observer/filing/0001193125-26-010192.txt

## Key facts
- Debt Financings
  Fidelity Private Credit Fund amended credit facility with Citibank, N.A. at reduction of the applicable margin (a) prior to the commitment termination date, maturing extension of the maturity date from December 2029 to December 2030.
  - Instrument: credit facility
  - Counterparty: Citibank, N.A.
  - Rate: reduction of the applicable margin (a) prior to the commitment termination date,
  - Maturity: extension of the maturity date from December 2029 to December 2030
  - Event: amendment
  source text: The First Amendment provides for, among other things, (i) an extension of the reinvestment period from December 2027 to December 2028, (ii) an extension of the maturity date from December 2029 to December 2030, and (iii) a reduction of the applicable margin (a) prior to the commitment termination date, from 2.30% per annum to 1.95% per annum, and (b) on and after the commitment termination date, from 2.80% per annum to 2.45% per annum.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1920453/000119312526010192/0001193125-26-010192-index.htm
- Material Agreements
  Fidelity Private Credit Fund amended Amendment No. 1 to Credit and Security Agreement with Citibank, N.A. (effective 2026-01-07).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Citibank, N.A.
  - Effective: 2026-01-07
  source text: On January 7, 2026, Fidelity Private Credit Fund CSPV LLC (the “CSPV”), a wholly-owned subsidiary of Fidelity Private Credit Fund (the “Fund”), entered into that certain Amendment No. 1 to Credit and Security Agreement (the “First Amendment”), which amends that certain Credit and Security Agreement, dated December 12, 2024 (the “Citi Credit Facility”), by and among the CSPV, as borrower, the Fund, as equityholder and collateral manager, Citibank, N.A., as administrative agent, the lenders party thereto, State Street Bank and Trust Company, as collateral agent and as custodian, and Virtus Group, LP, as collateral administrator.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1920453/000119312526010192/0001193125-26-010192-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.