secwatch.observer — SEC 8-K summary
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Issuer:     GBank Financial Holdings Inc. (GBFH)
CIK:        0001791145
Form:       8-K
Filed at:   2026-01-15T23:59:59+00:00
Accession:  0001193125-26-014215
Event type: debt
Sentiment:  neutral
Materiality: 0.50
Item codes: 1.01, 2.03, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

GBank Financial Holdings closes $11.0M subordinated notes offering to refinance existing debt
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- Issued $11.0M aggregate principal of 7.25% Fixed-to-Floating Rate Subordinated Notes due 2036 at 100% of face.
- Fixed rate of 7.25% for first 5 years; thereafter quarterly floating at 3-month SOFR plus 382 bps.
- Net proceeds to refinance $6.5M of existing 2020 subordinated notes and for general corporate purposes.
- Notes qualify as Tier 2 regulatory capital; unsecured and subordinated to senior debt.
- Sold via private placement; Janney Montgomery Scott and Piper Sandler acted as placement agents.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1791145/000119312526014215/0001193125-26-014215-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1791145/000119312526014215/gbfh-20260114.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-014215

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