secwatch.observer — SEC 8-K summary ====================================== Issuer: BCB BANCORP INC (BCBP) CIK: 0001228454 Form: 8-K Filed at: 2026-01-16T23:59:59+00:00 Accession: 0001193125-26-014695 Event type: other_material Sentiment: negative Materiality: 0.75 Item codes: 2.06 LLM model: deepseek-v4-flash:cloud@v2 BCB Bancorp reports $15.1M cannabis REO write-down and $16.4M net charge-offs in Q4 2025 -------------------------------------------------------------------------------- - $15.1M pre-tax write-down on an isolated cannabis-related real estate owned property. - $16.4M in additional net charge-offs, primarily in the C&I loan portfolio; largest single C&I charge-off was $6.4M. - Approximately $1.4M of net charge-offs attributable to 'Business Express' loans. - Company expects no future cash expenditures from these charge-offs and states capital is sufficient to absorb losses. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/1228454/000119312526014695/0001193125-26-014695-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/1228454/000119312526014695/d69266d8k.htm HTML page: https://secwatch.observer/filing/0001193125-26-014695 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer