secwatch.observer — SEC 8-K summary
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Issuer:     River Financial Corp (RVRF)
CIK:        0001641601
Form:       8-K
Filed at:   2026-01-20T23:59:59+00:00
Accession:  0001193125-26-016353
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

River Financial Q4 net income rises 34.5% YoY; tangible book value per share up 31.4%
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- Net income for 2025 was $42.1M, up 34.5% from $31.3M in 2024.
- Basic EPS $5.43 ($4.09 YoY), Q4 EPS $1.38 ($1.13 YoY).
- Net interest margin expanded to 3.53% for 2025 from 3.01% in 2024.
- Total loans grew 9.1% to $2.71B; deposits up 8.5% to $3.33B.
- Credit quality remained strong: NPLs 0.44%, net charge-offs 0.13%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1641601/000119312526016353/0001193125-26-016353-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1641601/000119312526016353/ck0001641601-20260120.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-016353

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer