---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-017699"
form_type: "8-K/A"
ticker: "RVRF"
cik: "0001641601"
company_name: "River Financial Corp"
filed_at: "2026-01-21T23:59:59+00:00"
generated_at: "2026-05-16T09:18:14.288865+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# River Financial reports FY2025 net income up 34.5% to $42.1M; TBVPS up 31.4%

## Summary
- Net income of $42.1M, up 34.5% YoY; diluted EPS $5.43 vs $4.09.
- Tangible book value per share rose 31.4% to $35.05 from $26.67.
- Total assets $3.79B (+5.7%); loans $2.71B (+9.1%); deposits $3.33B (+8.5%).
- Net interest margin improved to 3.53% from 3.01%.
- Nonperforming loans/total loans 0.44%, up from 0.34%; net charge-offs 0.13%.

## SEC filing metadata
- accession: 0001193125-26-017699
- form_type: 8-K/A
- ticker: RVRF
- cik: 0001641601
- company_name: River Financial Corp
- filed_at: 2026-01-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1641601/000119312526017699/0001193125-26-017699-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1641601/000119312526017699/ck0001641601-20260120.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-017699
- JSON: https://secwatch.observer/filing/0001193125-26-017699.json
- Plain text: https://secwatch.observer/filing/0001193125-26-017699.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.