{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-019444","form_type":"8-K","ticker":"COF","cik":"0000927628","company_name":"CAPITAL ONE FINANCIAL CORP","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.070303+00:00","generated_at":"2026-05-16T09:12:10.177351+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Capital One Q4 net income $2.1B ($3.86 adj EPS); acquires Brex for $5.15B","bullets":["Q4 2025 GAAP net income $2.1B ($3.26 EPS), down from Q3 2025 $3.2B ($4.83 EPS); adjusted EPS $3.86.","Definitive agreement to acquire Brex Inc. for $5.15B (50% cash, 50% stock).","Total net revenue $15.6B (+1% QoQ); provision for credit losses $4.1B, up $1.4B QoQ.","Non-interest expense $9.3B (+13% QoQ) driven by 38% marketing increase and 8% operating expense rise.","CET1 ratio 14.3%; period-end loans $453.6B, deposits $475.8B; NIM 8.26%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-019444","json":"https://secwatch.observer/filing/0001193125-26-019444.json","markdown":"https://secwatch.observer/filing/0001193125-26-019444.md","text":"https://secwatch.observer/filing/0001193125-26-019444.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/927628/000119312526019444/0001193125-26-019444-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/927628/000119312526019444/d45426d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:12:10.177351+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}