{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-019510","form_type":"8-K","ticker":"NKSH","cik":"0000796534","company_name":"NATIONAL BANKSHARES INC","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.718485+00:00","generated_at":"2026-05-16T09:10:09.756512+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"National Bankshares reports 2025 net income $15.83M, EPS $2.49, more than double 2024","bullets":["FY 2025 net income $15.83M ($2.49 diluted EPS), up 108% from $7.62M ($1.24) in 2024.","Q4 2025 net income $5.88M ($0.92 EPS) vs $3.08M ($0.48) in Q4 2024; net interest margin improved.","Total assets $1.82B at year-end; net interest margin benefited from higher loan yields and lower deposit costs.","Paid semiannual dividend $0.78 on Dec 1, 2025; full-year 2025 dividend $1.51 per share.","CEO highlighted core systems conversion and new branches in Roanoke and Lynchburg for future growth."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-019510","json":"https://secwatch.observer/filing/0001193125-26-019510.json","markdown":"https://secwatch.observer/filing/0001193125-26-019510.md","text":"https://secwatch.observer/filing/0001193125-26-019510.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/796534/000119312526019510/0001193125-26-019510-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/796534/000119312526019510/nksh-20260122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:10:09.756512+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}