secwatch.observer — SEC 8-K summary
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Issuer:     BANCFIRST CORP /OK/ (BANF)
CIK:        0000760498
Form:       8-K
Filed at:   2026-01-23T23:59:59+00:00
Accession:  0001193125-26-019710
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

BancFirst Q4 net income $59.5M ($1.75 EPS) vs $56.5M a year ago; record annual earnings
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- Net income $59.5M, diluted EPS $1.75 (Q4 2024: $1.68); net interest income $127.7M vs $115.9M; margin 3.71%.
- Noninterest income $53.3M (incl $4.5M gain on Visa B-1 stock sale) vs $47.0M; noninterest expense $107.4M (incl $5.6M OREO write-downs).
- Closed Nov 17 acquisition of American Bank of Oklahoma for $33M; ABOK had $413M assets, $244M loans, $341M deposits.
- Total assets $14.8B (up $1.3B YoY); loans $8.5B; deposits $12.7B; allowance for credit losses 1.22% of loans.
- Nonaccrual loans 0.72% of total loans; net charge-offs $1.6M vs $985K in Q4 2024.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/760498/000119312526019710/0001193125-26-019710-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/760498/000119312526019710/banf-20260122.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-019710

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