{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-021113","form_type":"8-K","ticker":"AFBI","cik":"0001823406","company_name":"Affinity Bancshares, Inc.","filed_at":"2026-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.361843+00:00","generated_at":"2026-05-16T08:29:09.826443+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Affinity Bancshares Q4 net income $2.1M, diluted EPS $0.34 vs $0.20 YoY","bullets":["Net income $2.1M for Q4 2025, up from $1.3M in Q4 2024; diluted EPS $0.34 vs $0.20.","Operating net income (non-GAAP) $2.5M, adjusted diluted EPS $0.40, up from $0.26 YoY.","Tangible book value per share $17.89 at Dec 31, 2025, vs $17.30 a year earlier.","Loans grew 4.0% to $742.7M; deposits grew 3.2% to $695.0M during Q4.","Net interest margin expanded to 3.77% from 3.56% a year ago; efficiency ratio improved to 63.55%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-021113","json":"https://secwatch.observer/filing/0001193125-26-021113.json","markdown":"https://secwatch.observer/filing/0001193125-26-021113.md","text":"https://secwatch.observer/filing/0001193125-26-021113.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823406/000119312526021113/0001193125-26-021113-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823406/000119312526021113/afbi-20260123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:29:09.826443+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}