{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-022760","form_type":"8-K","ticker":"BRO","cik":"0000079282","company_name":"BROWN & BROWN, INC.","filed_at":"2026-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.708594+00:00","generated_at":"2026-05-16T08:13:08.569697+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Brown & Brown Q4 rev $1.6B +35.7% but organic rev -2.8%; adj EPS +8.1% to $0.93","bullets":["Q4 total revenues $1.607B (+35.7% YoY); organic revenue declined 2.8% to $1.079B.","Q4 GAAP diluted EPS $0.59 (-19.2%); adjusted diluted EPS $0.93 (+8.1%).","Full-year 2025 total rev $5.9B (+22.8%); organic growth +2.8%; adj EPS $4.26 (+10.9%).","Net income attributable to company Q4 $264M (+25.7%); FY 2025 $1.054B (+6.1%).","Major acquisition (Accession) drove growth; FY cash from operations $1.45B vs $1.17B."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-022760","json":"https://secwatch.observer/filing/0001193125-26-022760.json","markdown":"https://secwatch.observer/filing/0001193125-26-022760.md","text":"https://secwatch.observer/filing/0001193125-26-022760.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/79282/000119312526022760/0001193125-26-022760-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/79282/000119312526022760/bro-20260126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:13:08.569697+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}