{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-023312","form_type":"8-K","ticker":"BPOP","cik":"0000763901","company_name":"POPULAR, INC.","filed_at":"2026-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.659168+00:00","generated_at":"2026-05-16T07:43:45.884092+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Popular Q4 net income $233.9M ($3.53 EPS), up from $211.3M; full year net income up 36% to $833.2M","bullets":["Net income Q4 $233.9M, EPS $3.53 (vs Q3 $211.3M / $3.15); net interest margin expanded to 3.61%.","Loans held-in-portfolio grew $640.4M to $39.3B; NPL ratio improved to 1.27%; NCOs fell to $49.6M.","CET1 ratio 15.72%; tangible book value per share $82.65 (+$3.53 QoQ); repurchased 1.25M shares for $147.8M.","Full-year 2025 net income $833.2M (+36% YoY); operating expenses $473.2M in Q4 vs $495.3M in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-023312","json":"https://secwatch.observer/filing/0001193125-26-023312.json","markdown":"https://secwatch.observer/filing/0001193125-26-023312.md","text":"https://secwatch.observer/filing/0001193125-26-023312.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763901/000119312526023312/0001193125-26-023312-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763901/000119312526023312/d51010d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:43:45.884092+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}