FMAO board authorizes repurchase of up to 650,000 shares (4.7% of outstanding)

FARMERS & MERCHANTS BANCORP INC

Repurchase program covers up to 650,000 shares, approximately 4.7% of outstanding common stock.
Program effective January 27, 2026 through December 31, 2026.
Repurchases may be made in open market or private transactions at company's discretion.
No commitment to repurchase any specific number of shares; program may be suspended or discontinued.

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