Winchester Bancorp Q2 net income surges 187.9% to $1.1M; margin expands to 2.51%

Winchester Bancorp, Inc./MD/

2026-Q2 EPS reported $0.23

Net income of $1.1M ($0.12 diluted EPS) vs $373k in Q2 2024; six-month net income $2.0M ($0.23).
Net interest income rose 50.4% to $6.1M; net interest margin expanded 59 bps to 2.51%.
Total assets $1.02B, up 7% from June 2025; deposits grew $67.1M (9.9%) driven by municipal channel.
Net loans increased $48.9M (6.5%), led by multifamily (+$24.4M); non-performing assets rose to $3.6M.
Asset quality remains strong with allowance of 0.55% of gross loans, net charge-offs $310k for Q2.

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