{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-027191","form_type":"8-K","ticker":"SRBK","cik":"0001951276","company_name":"SR Bancorp, Inc.","filed_at":"2026-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.859878+00:00","generated_at":"2026-05-16T07:07:40.933635+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"SR Bancorp Q2 net income $834k ($0.11 EPS), down 18% YoY; assets grow 5.4% to $1.14B","bullets":["Net income $834k for three months ended Dec 31, 2025 vs $1.0M prior year; EPS $0.11.","Net interest income $7.8M (+7.6% YoY); net interest margin 3.06% vs 2.88%.","Net loans $835.4M, up 4.8% from June 30, 2025; deposits $891.5M, up 5.4%.","Provision for credit losses $49k; noninterest expense up 11.2% to $7.2M.","Six-month net income $1.5M ($0.20 EPS), down 36% YoY; $7.1M in share repurchases."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-027191","json":"https://secwatch.observer/filing/0001193125-26-027191.json","markdown":"https://secwatch.observer/filing/0001193125-26-027191.md","text":"https://secwatch.observer/filing/0001193125-26-027191.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1951276/000119312526027191/0001193125-26-027191-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1951276/000119312526027191/srbk-20260128.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:07:40.933635+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}