---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-027191"
form_type: "8-K"
ticker: "SRBK"
cik: "0001951276"
company_name: "SR Bancorp, Inc."
filed_at: "2026-01-28T23:59:59+00:00"
generated_at: "2026-05-16T07:07:40.933635+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# SR Bancorp Q2 net income $834k ($0.11 EPS), down 18% YoY; assets grow 5.4% to $1.14B

## Summary
- Net income $834k for three months ended Dec 31, 2025 vs $1.0M prior year; EPS $0.11.
- Net interest income $7.8M (+7.6% YoY); net interest margin 3.06% vs 2.88%.
- Net loans $835.4M, up 4.8% from June 30, 2025; deposits $891.5M, up 5.4%.
- Provision for credit losses $49k; noninterest expense up 11.2% to $7.2M.
- Six-month net income $1.5M ($0.20 EPS), down 36% YoY; $7.1M in share repurchases.

## SEC filing metadata
- accession: 0001193125-26-027191
- form_type: 8-K
- ticker: SRBK
- cik: 0001951276
- company_name: SR Bancorp, Inc.
- filed_at: 2026-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1951276/000119312526027191/0001193125-26-027191-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1951276/000119312526027191/srbk-20260128.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-027191
- JSON: https://secwatch.observer/filing/0001193125-26-027191.json
- Plain text: https://secwatch.observer/filing/0001193125-26-027191.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.