secwatch.observer — SEC 8-K summary
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Issuer:     SR Bancorp, Inc. (SRBK)
CIK:        0001951276
Form:       8-K
Filed at:   2026-01-28T23:59:59+00:00
Accession:  0001193125-26-027191
Event type: earnings
Sentiment:  negative
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

SR Bancorp Q2 net income $834k ($0.11 EPS), down 18% YoY; assets grow 5.4% to $1.14B
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- Net income $834k for three months ended Dec 31, 2025 vs $1.0M prior year; EPS $0.11.
- Net interest income $7.8M (+7.6% YoY); net interest margin 3.06% vs 2.88%.
- Net loans $835.4M, up 4.8% from June 30, 2025; deposits $891.5M, up 5.4%.
- Provision for credit losses $49k; noninterest expense up 11.2% to $7.2M.
- Six-month net income $1.5M ($0.20 EPS), down 36% YoY; $7.1M in share repurchases.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1951276/000119312526027191/0001193125-26-027191-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1951276/000119312526027191/srbk-20260128.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-027191

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer