{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-027261","form_type":"8-K","ticker":"FUSB","cik":"0000717806","company_name":"FIRST US BANCSHARES, INC.","filed_at":"2026-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.539291+00:00","generated_at":"2026-05-16T07:13:03.614377+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First US Bancshares Q4 net income $2.1M ($0.36 EPS), up 10% QoQ and 24% YoY","bullets":["Q4 net income $2.1M vs $1.9M in Q3'25 and $1.7M in Q4'24; full year net income $6.0M ($1.00) vs $8.2M ($1.33) in 2024.","Net interest margin 3.46% in Q4 vs 3.60% in Q3 and 3.41% in Q4'24; net interest income up 7.7% YoY.","Nonperforming assets fell to 0.14% of total assets ($1.6M) from 0.50% ($5.5M) a year ago; net charge-offs 0.08% of avg loans in Q4.","Total loans $853M, down $14.5M from Q3 but up $30M YoY; indirect consumer loans grew but commercial real estate/construction declined.","Quarterly dividend unchanged at $0.07/share; repurchased 88,000 shares at $13.93 in Q4; $1.78M remaining under expanded buyback."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-027261","json":"https://secwatch.observer/filing/0001193125-26-027261.json","markdown":"https://secwatch.observer/filing/0001193125-26-027261.md","text":"https://secwatch.observer/filing/0001193125-26-027261.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/717806/000119312526027261/0001193125-26-027261-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/717806/000119312526027261/fusb-20260128.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:13:03.614377+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}