---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-027261"
form_type: "8-K"
ticker: "FUSB"
cik: "0000717806"
company_name: "FIRST US BANCSHARES, INC."
filed_at: "2026-01-28T23:59:59+00:00"
generated_at: "2026-05-16T07:13:03.614377+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First US Bancshares Q4 net income $2.1M ($0.36 EPS), up 10% QoQ and 24% YoY

## Summary
- Q4 net income $2.1M vs $1.9M in Q3'25 and $1.7M in Q4'24; full year net income $6.0M ($1.00) vs $8.2M ($1.33) in 2024.
- Net interest margin 3.46% in Q4 vs 3.60% in Q3 and 3.41% in Q4'24; net interest income up 7.7% YoY.
- Nonperforming assets fell to 0.14% of total assets ($1.6M) from 0.50% ($5.5M) a year ago; net charge-offs 0.08% of avg loans in Q4.
- Total loans $853M, down $14.5M from Q3 but up $30M YoY; indirect consumer loans grew but commercial real estate/construction declined.
- Quarterly dividend unchanged at $0.07/share; repurchased 88,000 shares at $13.93 in Q4; $1.78M remaining under expanded buyback.

## SEC filing metadata
- accession: 0001193125-26-027261
- form_type: 8-K
- ticker: FUSB
- cik: 0000717806
- company_name: FIRST US BANCSHARES, INC.
- filed_at: 2026-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/717806/000119312526027261/0001193125-26-027261-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/717806/000119312526027261/fusb-20260128.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-027261
- JSON: https://secwatch.observer/filing/0001193125-26-027261.json
- Plain text: https://secwatch.observer/filing/0001193125-26-027261.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.