{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-029321","form_type":"8-K","ticker":"FBIZ","cik":"0001521951","company_name":"FIRST BUSINESS FINANCIAL SERVICES, INC.","filed_at":"2026-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.313606+00:00","generated_at":"2026-05-16T06:25:25.302418+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Business Financial Services Q4 EPS $1.58; dividend raised 17% to $0.34","bullets":["Net income available to common of $13.1M ($1.58 diluted EPS) vs $14.2M ($1.71) in Q4 2024; full-year EPS $5.94, up 14% YoY.","Quarterly cash dividend increased 17% to $0.34/share, marking the 14th consecutive annual increase.","Net interest margin 3.53% (3.63% excluding non-accrual reversals); efficiency ratio improved to 56.61%.","Non-performing assets rose to $43.9M (1.07% of assets) from $23.5M linked quarter, attributed to a single client.","Core deposits grew 11.5% and loans grew 8.4% YoY; tangible book value per share increased 13.7% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-029321","json":"https://secwatch.observer/filing/0001193125-26-029321.json","markdown":"https://secwatch.observer/filing/0001193125-26-029321.md","text":"https://secwatch.observer/filing/0001193125-26-029321.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1521951/000119312526029321/0001193125-26-029321-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1521951/000119312526029321/fbiz-20260129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:25:25.302418+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}