secwatch.observer — SEC 8-K summary
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Issuer:     FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)
CIK:        0001521951
Form:       8-K
Filed at:   2026-01-29T23:59:59+00:00
Accession:  0001193125-26-029321
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Business Financial Services Q4 EPS $1.58; dividend raised 17% to $0.34
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- Net income available to common of $13.1M ($1.58 diluted EPS) vs $14.2M ($1.71) in Q4 2024; full-year EPS $5.94, up 14% YoY.
- Quarterly cash dividend increased 17% to $0.34/share, marking the 14th consecutive annual increase.
- Net interest margin 3.53% (3.63% excluding non-accrual reversals); efficiency ratio improved to 56.61%.
- Non-performing assets rose to $43.9M (1.07% of assets) from $23.5M linked quarter, attributed to a single client.
- Core deposits grew 11.5% and loans grew 8.4% YoY; tangible book value per share increased 13.7% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1521951/000119312526029321/0001193125-26-029321-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1521951/000119312526029321/fbiz-20260129.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-029321

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