---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-029534"
form_type: "8-K"
ticker: "CFG"
cik: "0000759944"
company_name: "CITIZENS FINANCIAL GROUP INC/RI"
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:43:43.316970+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Citizens Financial issues $400M of 5.299% subordinated notes due 2036

## Summary
- Issued $400 million aggregate principal of 5.299% Fixed-Reset Subordinated Notes due 2036.
- Interest fixed at 5.299% to Jan 29, 2031, then resets to Five-Year UST rate plus 1.450%.
- Proceeds for general corporate purposes including repurchases, dividends, debt reduction, acquisitions.
- Underwriters include Citigroup, Goldman Sachs, Morgan Stanley, TD Securities, Citizens JMP.

## SEC filing metadata
- accession: 0001193125-26-029534
- form_type: 8-K
- ticker: CFG
- cik: 0000759944
- company_name: CITIZENS FINANCIAL GROUP INC/RI
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/759944/000119312526029534/0001193125-26-029534-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/759944/000119312526029534/d66853d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-029534
- JSON: https://secwatch.observer/filing/0001193125-26-029534.json
- Plain text: https://secwatch.observer/filing/0001193125-26-029534.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.