{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-029537","form_type":"8-K","ticker":"PGC","cik":"0001050743","company_name":"PEAPACK GLADSTONE FINANCIAL CORP","filed_at":"2026-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.468440+00:00","generated_at":"2026-05-16T06:15:46.251038+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Peapack-Gladstone Q4 EPS $0.69 (+28% QoQ); NIM 3.08%, NPAs down 41% in H2","bullets":["Q4 EPS $0.69, up 28% QoQ; full-year EPS annualized $2.76 vs $2.04 prior year (+35%).","Net interest margin +27 bps QoQ to 3.08%; NII up 12% QoQ and 35% YoY to $226M annualized.","Core relationship deposits up $828M in 2025 (16%), NIB up $316M (22% of total deposits).","Nonperforming assets down 19% QoQ and 41% over H2 2025; wealth AUM/AUA record $13.1B."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-029537","json":"https://secwatch.observer/filing/0001193125-26-029537.json","markdown":"https://secwatch.observer/filing/0001193125-26-029537.md","text":"https://secwatch.observer/filing/0001193125-26-029537.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1050743/000119312526029537/0001193125-26-029537-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1050743/000119312526029537/pgc-20260129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:15:46.251038+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}