---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-029537"
form_type: "8-K"
ticker: "PGC"
cik: "0001050743"
company_name: "PEAPACK GLADSTONE FINANCIAL CORP"
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:15:46.251038+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Peapack-Gladstone Q4 EPS $0.69 (+28% QoQ); NIM 3.08%, NPAs down 41% in H2

## Summary
- Q4 EPS $0.69, up 28% QoQ; full-year EPS annualized $2.76 vs $2.04 prior year (+35%).
- Net interest margin +27 bps QoQ to 3.08%; NII up 12% QoQ and 35% YoY to $226M annualized.
- Core relationship deposits up $828M in 2025 (16%), NIB up $316M (22% of total deposits).
- Nonperforming assets down 19% QoQ and 41% over H2 2025; wealth AUM/AUA record $13.1B.

## SEC filing metadata
- accession: 0001193125-26-029537
- form_type: 8-K
- ticker: PGC
- cik: 0001050743
- company_name: PEAPACK GLADSTONE FINANCIAL CORP
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1050743/000119312526029537/0001193125-26-029537-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1050743/000119312526029537/pgc-20260129.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-029537
- JSON: https://secwatch.observer/filing/0001193125-26-029537.json
- Plain text: https://secwatch.observer/filing/0001193125-26-029537.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.