---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-029711"
form_type: "8-K"
ticker: "BRBS"
cik: "0000842717"
company_name: "BLUE RIDGE BANKSHARES, INC."
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:46:24.057559+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Blue Ridge Bankshares reports Q4 net income $4.2M ($0.04 EPS); FY net income $10.7M; OCC consent order terminated

## Summary
- Q4 2025 net income $4.2M ($0.04 diluted EPS) vs Q4 2024 loss of $2.0M (-$0.03); FY net income $10.7M ($0.11) vs FY loss $15.4M.
- OCC Consent Order terminated Nov 13, 2025; special cash dividend of $0.25/share paid Nov 21, 2025.
- Net interest margin 3.04% for Q4 2025; cost of deposits 2.40%, down 46 bps YoY.
- Loans held for investment $1.87B, down $47M QoQ; nonperforming loans improved to 0.98% of assets from 1.14%.
- Headcount reduced >30% from 2024; noninterest expense down $31.9M YoY to $81.9M.

## SEC filing metadata
- accession: 0001193125-26-029711
- form_type: 8-K
- ticker: BRBS
- cik: 0000842717
- company_name: BLUE RIDGE BANKSHARES, INC.
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/842717/000119312526029711/0001193125-26-029711-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/842717/000119312526029711/brbs-20260129.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-029711
- JSON: https://secwatch.observer/filing/0001193125-26-029711.json
- Plain text: https://secwatch.observer/filing/0001193125-26-029711.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.