secwatch.observer — SEC 8-K summary
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Issuer:     BLUE RIDGE BANKSHARES, INC. (BRBS)
CIK:        0000842717
Form:       8-K
Filed at:   2026-01-29T23:59:59+00:00
Accession:  0001193125-26-029711
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Blue Ridge Bankshares reports Q4 net income $4.2M ($0.04 EPS); FY net income $10.7M; OCC consent order terminated
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- Q4 2025 net income $4.2M ($0.04 diluted EPS) vs Q4 2024 loss of $2.0M (-$0.03); FY net income $10.7M ($0.11) vs FY loss $15.4M.
- OCC Consent Order terminated Nov 13, 2025; special cash dividend of $0.25/share paid Nov 21, 2025.
- Net interest margin 3.04% for Q4 2025; cost of deposits 2.40%, down 46 bps YoY.
- Loans held for investment $1.87B, down $47M QoQ; nonperforming loans improved to 0.98% of assets from 1.14%.
- Headcount reduced >30% from 2024; noninterest expense down $31.9M YoY to $81.9M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/842717/000119312526029711/0001193125-26-029711-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/842717/000119312526029711/brbs-20260129.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-029711

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