BCB Bancorp Reports $12.0M Net Loss in Q4 2025 on Cannabis-Related Write-Down and Charge-Offs

BCB BANCORP INC

2025-FY EPS reported -$0.84

Net loss of $12.0M in Q4 2025, vs net income of $4.3M in Q3 2025 and $3.3M in Q4 2024.
Pre-tax write-down of $15.1M on a cannabis-related REO property drove the loss.
Net charge-offs totaled $16.3M in Q4 2025, primarily from the C&I loan portfolio.
Board declared a $0.08 per share quarterly dividend, payable Feb 26, 2026.

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