secwatch.observer — SEC 8-K summary
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Issuer:     Third Coast Bancshares, Inc. (TCBX)
CIK:        0001781730
Form:       8-K
Filed at:   2026-02-02T23:59:59+00:00
Accession:  0001193125-26-033737
Event type: m_and_a
Sentiment:  positive
Materiality: 0.80
Item codes: 2.01, 5.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Third Coast Bancshares completes Keystone merger, combined assets exceed $6B
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- Merger effective Feb 1, 2026; Keystone shareholders received ~2.6M TCBX shares and $20M cash.
- Combined company total assets exceed $6 billion.
- Jeff Wilkinson appointed to TCBX board and as Chairman – Austin Market; Bryan St. George named President of Commercial Services.
- Wilkinson employment agreement: $481,500 base salary, $1.4M retention bonus (half within 30 days, half after one year).
- Customer conversion of Keystone Bank branches expected in summer 2026; Keystone customers continue current service until then.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1781730/000119312526033737/0001193125-26-033737-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1781730/000119312526033737/tcbx-20260201.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-033737

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer