---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-035589"
form_type: "8-K"
ticker: "CB"
cik: "0000896159"
company_name: "Chubb Ltd"
filed_at: "2026-02-03T23:59:59+00:00"
generated_at: "2026-05-16T05:30:47.742034+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Chubb Q4 net income $3.21B (+24.7%); full-year record operating income $9.95B (+8.9%)

## Summary
- Q4 EPS $8.10 (+28%), core operating EPS $7.52 (+24.9%); record combined ratio 81.2%.
- Full-year net income $10.31B (+11.2%); core operating income $9.95B (+8.9%); combined ratio 85.7% record low.
- P&C net premiums written up 7.7% Q4; life insurance net premiums up 16.9% Q4; adjusted net investment income record $1.81B.
- Book value per share +18% year-over-year; tangible book value per share +25.7%.
- Capital returned $4.91B in 2025 including $3.39B in buybacks; CEO expects strong growth and double-digit EPS growth in 2026.

## SEC filing metadata
- accession: 0001193125-26-035589
- form_type: 8-K
- ticker: CB
- cik: 0000896159
- company_name: Chubb Ltd
- filed_at: 2026-02-03T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/896159/000119312526035589/0001193125-26-035589-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/896159/000119312526035589/d812920d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-035589
- JSON: https://secwatch.observer/filing/0001193125-26-035589.json
- Plain text: https://secwatch.observer/filing/0001193125-26-035589.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.