{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-036103","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2026-02-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.092032+00:00","generated_at":"2026-05-16T05:12:38.323433+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hanover reports record Q4 net income $198.5M and operating EPS $5.79; dividend hiked 5.6%","bullets":["Net income Q4 $198.5M ($5.47 diluted) vs $167.9M ($4.59) prior yr; FY $662.5M ($18.16) vs $426.0M ($11.70).","Operating income Q4 $210.1M ($5.79 diluted), FY $696.2M ($19.09); combined ratio Q4 89.0%, FY 91.6%.","Net premiums written up 3.0% Q4, 3.9% FY to $6.3B; renewal price increases: Core Commercial 9.4%, Personal Lines 9.2%.","Net investment income +24.9% Q4 to $125.8M, +22% FY to $454.4M; book value per share $100.90, up 27.4% from Dec 2024.","Board increased quarterly dividend 5.6% to $0.95/share; $130M in share repurchases in 2025; $44M additional in Jan 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-036103","json":"https://secwatch.observer/filing/0001193125-26-036103.json","markdown":"https://secwatch.observer/filing/0001193125-26-036103.md","text":"https://secwatch.observer/filing/0001193125-26-036103.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000119312526036103/0001193125-26-036103-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000119312526036103/thg-20260203.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T05:12:38.323433+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}