---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-036103"
form_type: "8-K"
ticker: "THG"
cik: "0000944695"
company_name: "HANOVER INSURANCE GROUP, INC."
filed_at: "2026-02-04T23:59:59+00:00"
generated_at: "2026-05-16T05:12:38.323433+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Hanover reports record Q4 net income $198.5M and operating EPS $5.79; dividend hiked 5.6%

## Summary
- Net income Q4 $198.5M ($5.47 diluted) vs $167.9M ($4.59) prior yr; FY $662.5M ($18.16) vs $426.0M ($11.70).
- Operating income Q4 $210.1M ($5.79 diluted), FY $696.2M ($19.09); combined ratio Q4 89.0%, FY 91.6%.
- Net premiums written up 3.0% Q4, 3.9% FY to $6.3B; renewal price increases: Core Commercial 9.4%, Personal Lines 9.2%.
- Net investment income +24.9% Q4 to $125.8M, +22% FY to $454.4M; book value per share $100.90, up 27.4% from Dec 2024.
- Board increased quarterly dividend 5.6% to $0.95/share; $130M in share repurchases in 2025; $44M additional in Jan 2026.

## SEC filing metadata
- accession: 0001193125-26-036103
- form_type: 8-K
- ticker: THG
- cik: 0000944695
- company_name: HANOVER INSURANCE GROUP, INC.
- filed_at: 2026-02-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/944695/000119312526036103/0001193125-26-036103-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/944695/000119312526036103/thg-20260203.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-036103
- JSON: https://secwatch.observer/filing/0001193125-26-036103.json
- Plain text: https://secwatch.observer/filing/0001193125-26-036103.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.