AFG Q4 core EPS $3.65, record underwriting profit up 41%; declares $1.50 special dividend

AMERICAN FINANCIAL GROUP INC

2025-FY EPS reported $10.08 revenue$8,174,000,000

Q4 2025 net earnings $299M ($3.58/share); core net operating earnings $305M ($3.65/share).
Specialty P&C underwriting profit hit record $287M, up 41% YoY; combined ratio 84.1%.
Full-year 2025 core operating ROE 18.2%; book value ex-AOCI + dividends grew 17.2%.
Board declared $1.50/shr special dividend payable Feb 25, 2026 to holders of record Feb 16.
2026 guidance: core EPS ~$11.00, core operating ROE ~18%, NWP growth 3-5%.

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