secwatch.observer — SEC 8-K summary
======================================

Issuer:     Regional Management Corp. (RM)
CIK:        0001519401
Form:       8-K
Filed at:   2026-02-04T23:59:59+00:00
Accession:  0001193125-26-037735
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Regional Management Q4 EPS $1.30, net income $12.9M (+30% YoY); record revenue $169.7M
--------------------------------------------------------------------------------

- Diluted EPS $1.30, net income $12.9M, up 32.7% and 30.2% YoY respectively.
- Record quarterly revenue $169.7M (+9.6% YoY), driven by 13.1% portfolio growth to $2.1B.
- Record originations $537.3M (+12.9% YoY); operating expense ratio improved to 12.4% all-time best.
- Net credit loss rate 11.0%, up 20bps YoY (10.8% prior year); 30bps improvement after adjusting for disaster deferrals.
- Declared Q1 2026 dividend $0.30/share, payable March 12 to holders of record Feb 19.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1519401/000119312526037735/0001193125-26-037735-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1519401/000119312526037735/rm-20260204.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-037735

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer