8-K
filed February 6, 2026, 6:59 PM ET
ticker VRM
CIK 0001580864
debt
confidence high
sentiment neutral
materiality 0.65
Vroom subsidiary UACC closes $225M auto loan securitization, notes rates 4.41%-7.77%
Vroom, Inc.
- UACC sold $274.9M of subprime auto receivables to trust; trust issued $225M in five tranches of asset-backed notes.
- Note classes: A ($100.35M, 4.41%), B ($40.13M, 4.63%), C ($25.97M, 5.06%), D ($40M, 5.65%), E ($18.55M, 7.77%).
- UACC will service the receivables for a 3.25% annualized fee; residual certificates ($100K) retained for risk retention.
- ABS deal creates material long-term obligation; UACC is wholly owned subsidiary of Vroom, Inc. (VRM).
Machine-readable event card
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- secwatch.filing_event.v1
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- 0001193125-26-040495
- form_type
- 8-K
- ticker
- VRM
- cik
- 0001580864
- company_name
- Vroom, Inc.
- filed_at
- 2026-02-06T23:59:59+00:00
- discovered_at
- 2026-05-14T18:02:35.521710+00:00
- generated_at
- 2026-05-16T04:05:51.145267+00:00
- sec_items
- ["1.01", "2.03"]
- event_type
- debt
- sentiment
- neutral
- materiality_score
- 0.65
- calibrated_materiality_score
- 0.65
- confidence
- high
- secwatch_canonical_url
- https://secwatch.observer/filing/0001193125-26-040495
- json_url
- https://secwatch.observer/filing/0001193125-26-040495.json
- markdown_url
- https://secwatch.observer/filing/0001193125-26-040495.md
- text_url
- https://secwatch.observer/filing/0001193125-26-040495.txt
- edgar_index_url
- https://www.sec.gov/Archives/edgar/data/1580864/000119312526040495/0001193125-26-040495-index.htm
- edgar_primary_document_url
- https://www.sec.gov/Archives/edgar/data/1580864/000119312526040495/vrm-20260205.htm
- generated_by_model
- deepseek-v4-flash:cloud@v2
- review_status
- machine_generated
- human_reviewed
- false
- corrected
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- correction_note
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- correction_timestamp
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