{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-043714","form_type":"8-K","ticker":"SAIA","cik":"0001177702","company_name":"SAIA INC","filed_at":"2026-02-10T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.646162+00:00","generated_at":"2026-05-16T03:31:39.918502+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Saia Q4 EPS $1.77 vs $2.84; operating ratio worsens to 91.9%","bullets":["Q4 diluted EPS $1.77 vs $2.84 YoY; full year EPS $9.52 vs $13.51.","Operating income fell 36.9% to $64.0M; revenue flat at $790.0M (+0.1%).","Operating ratio 91.9% vs 87.1% in Q4 2024; adjusted full-year OR 89.6%.","Quarter hit by $4.7M in elevated self-insurance costs from prior-year accidents.","Net capex $544.1M in 2025; 2026 guidance $350M-$400M."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-043714","json":"https://secwatch.observer/filing/0001193125-26-043714.json","markdown":"https://secwatch.observer/filing/0001193125-26-043714.md","text":"https://secwatch.observer/filing/0001193125-26-043714.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1177702/000119312526043714/0001193125-26-043714-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1177702/000119312526043714/saia-20260210.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T03:31:39.918502+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}