secwatch.observer — SEC 8-K summary
======================================

Issuer:     SAIA INC (SAIA)
CIK:        0001177702
Form:       8-K
Filed at:   2026-02-10T23:59:59+00:00
Accession:  0001193125-26-043714
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Saia Q4 EPS $1.77 vs $2.84; operating ratio worsens to 91.9%
------------------------------------------------------------

- Q4 diluted EPS $1.77 vs $2.84 YoY; full year EPS $9.52 vs $13.51.
- Operating income fell 36.9% to $64.0M; revenue flat at $790.0M (+0.1%).
- Operating ratio 91.9% vs 87.1% in Q4 2024; adjusted full-year OR 89.6%.
- Quarter hit by $4.7M in elevated self-insurance costs from prior-year accidents.
- Net capex $544.1M in 2025; 2026 guidance $350M-$400M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1177702/000119312526043714/0001193125-26-043714-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1177702/000119312526043714/saia-20260210.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-043714

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer