---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-044340"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2026-02-10T23:59:59+00:00"
generated_at: "2026-05-16T03:46:01.829741+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital Corp reports 2025 net income $11.4M, EPS $1.49, up 15% YoY

## Summary
- Total assets reached $1.20B at Dec 31, 2025, up 6% from $1.13B a year earlier.
- Net income $11.4M for 2025 vs $9.9M in 2024, a 15% increase.
- Diluted EPS $1.49 vs $1.26, driven by loan growth and stable credit quality.
- Net income available to common shareholders $10.8M after preferred dividends.

## SEC filing metadata
- accession: 0001193125-26-044340
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2026-02-10T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000119312526044340/0001193125-26-044340-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000119312526044340/uwhr-20260210.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-044340
- JSON: https://secwatch.observer/filing/0001193125-26-044340.json
- Plain text: https://secwatch.observer/filing/0001193125-26-044340.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.