---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-044638"
form_type: "8-K"
ticker: "UMBF"
cik: "0000101382"
company_name: "UMB FINANCIAL CORP"
filed_at: "2026-02-10T23:59:59+00:00"
generated_at: "2026-05-16T03:29:56.570837+00:00"
event_type: "leadership"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# UMB Financial approves change-in-control agreements for named executives with 2x-3x severance

## Summary
- Compensation Committee approved CIC agreements for CEO, Bank CEO (3x), and other NEOs (2x) on Feb 9, 2026.
- Severance includes lump sum of base salary plus greater of average or target bonus, pro-rated bonus, 18 months health premiums, outplacement, and equity acceleration.
- Initial term runs through Dec 31, 2026, auto-renews annually; Company cannot non-renew after change-in-control discussions begin.
- Full acceleration of equity awards with performance vesting deemed at greater of target or actual as of change in control.

## SEC filing metadata
- accession: 0001193125-26-044638
- form_type: 8-K
- ticker: UMBF
- cik: 0000101382
- company_name: UMB FINANCIAL CORP
- filed_at: 2026-02-10T23:59:59+00:00
- event_type: leadership
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/101382/000119312526044638/0001193125-26-044638-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/101382/000119312526044638/umbf-20260209.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-044638
- JSON: https://secwatch.observer/filing/0001193125-26-044638.json
- Plain text: https://secwatch.observer/filing/0001193125-26-044638.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.