{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-046587","form_type":"8-K","ticker":"FAF","cik":"0001472787","company_name":"First American Financial Corp","filed_at":"2026-02-11T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.145705+00:00","generated_at":"2026-05-16T03:16:38.298645+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First American Q4 adjusted EPS $1.99, revenue $2.0B (+22% YoY); full-year EPS $6.00","bullets":["Q4 2025 net income $212M ($2.05 diluted EPS) vs $72M ($0.69) a year ago; adjusted EPS $1.99.","Full-year revenue $7.5B (+22%) and net income $622M ($6.00 diluted EPS); adjusted net income $627M.","Title Insurance segment pretax margin 14.9% (adjusted 14.0%) vs 7.9% last year; commercial revenue up 35% to $339M.","Repurchased 2.1M shares for $122M in 2025; raised dividend 2% to $2.20 annual rate.","CEO expects improving 2026 market with record commercial, moderate purchase growth, and meaningful refi pickup."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-046587","json":"https://secwatch.observer/filing/0001193125-26-046587.json","markdown":"https://secwatch.observer/filing/0001193125-26-046587.md","text":"https://secwatch.observer/filing/0001193125-26-046587.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1472787/000119312526046587/0001193125-26-046587-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1472787/000119312526046587/faf-20260211.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T03:16:38.298645+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}