---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-046587"
form_type: "8-K"
ticker: "FAF"
cik: "0001472787"
company_name: "First American Financial Corp"
filed_at: "2026-02-11T23:59:59+00:00"
generated_at: "2026-05-16T03:16:38.298645+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First American Q4 adjusted EPS $1.99, revenue $2.0B (+22% YoY); full-year EPS $6.00

## Summary
- Q4 2025 net income $212M ($2.05 diluted EPS) vs $72M ($0.69) a year ago; adjusted EPS $1.99.
- Full-year revenue $7.5B (+22%) and net income $622M ($6.00 diluted EPS); adjusted net income $627M.
- Title Insurance segment pretax margin 14.9% (adjusted 14.0%) vs 7.9% last year; commercial revenue up 35% to $339M.
- Repurchased 2.1M shares for $122M in 2025; raised dividend 2% to $2.20 annual rate.
- CEO expects improving 2026 market with record commercial, moderate purchase growth, and meaningful refi pickup.

## SEC filing metadata
- accession: 0001193125-26-046587
- form_type: 8-K
- ticker: FAF
- cik: 0001472787
- company_name: First American Financial Corp
- filed_at: 2026-02-11T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1472787/000119312526046587/0001193125-26-046587-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1472787/000119312526046587/faf-20260211.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-046587
- JSON: https://secwatch.observer/filing/0001193125-26-046587.json
- Plain text: https://secwatch.observer/filing/0001193125-26-046587.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.