secwatch.observer — SEC 8-K summary
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Issuer:     First American Financial Corp (FAF)
CIK:        0001472787
Form:       8-K
Filed at:   2026-02-11T23:59:59+00:00
Accession:  0001193125-26-046587
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First American Q4 adjusted EPS $1.99, revenue $2.0B (+22% YoY); full-year EPS $6.00
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- Q4 2025 net income $212M ($2.05 diluted EPS) vs $72M ($0.69) a year ago; adjusted EPS $1.99.
- Full-year revenue $7.5B (+22%) and net income $622M ($6.00 diluted EPS); adjusted net income $627M.
- Title Insurance segment pretax margin 14.9% (adjusted 14.0%) vs 7.9% last year; commercial revenue up 35% to $339M.
- Repurchased 2.1M shares for $122M in 2025; raised dividend 2% to $2.20 annual rate.
- CEO expects improving 2026 market with record commercial, moderate purchase growth, and meaningful refi pickup.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1472787/000119312526046587/0001193125-26-046587-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1472787/000119312526046587/faf-20260211.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-046587

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer