{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-046701","form_type":"8-K","ticker":"WSBC","cik":"0000203596","company_name":"WESBANCO INC","filed_at":"2026-02-11T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.082490+00:00","generated_at":"2026-05-16T03:24:43.488857+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Wesbanco posts Q4 2025 EPS $0.84, full year EPS $3.40 (+45% YoY); NIM 3.61%","bullets":["Q4 net income $80.9M to common; diluted EPS $0.84. FY 2025 diluted EPS $3.40, up 45% YoY.","Net interest margin 3.61% (+58bps YoY); efficiency ratio 51.6%, improved 800bps YoY.","Total loans $19.2B (+51.9% YoY incl. PFC); organic loan growth 5.2% YoY and 6.2% QoQ annualized.","Total deposits +53.3% YoY; NPA/assets 0.33%; CET1 ratio 10.34%.","Closed 27 financial centers on Jan 23, 2026 as part of optimization; dividend yield 4.1%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-046701","json":"https://secwatch.observer/filing/0001193125-26-046701.json","markdown":"https://secwatch.observer/filing/0001193125-26-046701.md","text":"https://secwatch.observer/filing/0001193125-26-046701.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/203596/000119312526046701/0001193125-26-046701-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/203596/000119312526046701/wsbc-20260211.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T03:24:43.488857+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}