---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-046701"
form_type: "8-K"
ticker: "WSBC"
cik: "0000203596"
company_name: "WESBANCO INC"
filed_at: "2026-02-11T23:59:59+00:00"
generated_at: "2026-05-16T03:24:43.488857+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Wesbanco posts Q4 2025 EPS $0.84, full year EPS $3.40 (+45% YoY); NIM 3.61%

## Summary
- Q4 net income $80.9M to common; diluted EPS $0.84. FY 2025 diluted EPS $3.40, up 45% YoY.
- Net interest margin 3.61% (+58bps YoY); efficiency ratio 51.6%, improved 800bps YoY.
- Total loans $19.2B (+51.9% YoY incl. PFC); organic loan growth 5.2% YoY and 6.2% QoQ annualized.
- Total deposits +53.3% YoY; NPA/assets 0.33%; CET1 ratio 10.34%.
- Closed 27 financial centers on Jan 23, 2026 as part of optimization; dividend yield 4.1%.

## SEC filing metadata
- accession: 0001193125-26-046701
- form_type: 8-K
- ticker: WSBC
- cik: 0000203596
- company_name: WESBANCO INC
- filed_at: 2026-02-11T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/203596/000119312526046701/0001193125-26-046701-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/203596/000119312526046701/wsbc-20260211.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-046701
- JSON: https://secwatch.observer/filing/0001193125-26-046701.json
- Plain text: https://secwatch.observer/filing/0001193125-26-046701.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.