secwatch.observer — SEC 8-K summary
======================================

Issuer:     WESBANCO INC (WSBC)
CIK:        0000203596
Form:       8-K
Filed at:   2026-02-11T23:59:59+00:00
Accession:  0001193125-26-046701
Event type: earnings
Sentiment:  positive
Materiality: 0.50
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Wesbanco posts Q4 2025 EPS $0.84, full year EPS $3.40 (+45% YoY); NIM 3.61%
---------------------------------------------------------------------------

- Q4 net income $80.9M to common; diluted EPS $0.84. FY 2025 diluted EPS $3.40, up 45% YoY.
- Net interest margin 3.61% (+58bps YoY); efficiency ratio 51.6%, improved 800bps YoY.
- Total loans $19.2B (+51.9% YoY incl. PFC); organic loan growth 5.2% YoY and 6.2% QoQ annualized.
- Total deposits +53.3% YoY; NPA/assets 0.33%; CET1 ratio 10.34%.
- Closed 27 financial centers on Jan 23, 2026 as part of optimization; dividend yield 4.1%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/203596/000119312526046701/0001193125-26-046701-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/203596/000119312526046701/wsbc-20260211.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-046701

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer