{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-048970","form_type":"8-K","ticker":"FISI","cik":"0000862831","company_name":"FINANCIAL INSTITUTIONS INC","filed_at":"2026-02-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.845132+00:00","generated_at":"2026-05-16T03:10:25.957213+00:00","sec_items":["7.01","9.01"],"event_type":"dividend","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Financial Institutions, Inc. increases quarterly common dividend 3.2% to $0.32 per share","bullets":["Quarterly common dividend increased by $0.01 to $0.32, a 3.2% increase from the prior quarter.","Annualized yield of 3.7% based on $34.43 closing price on February 11, 2026.","Payout ratio of 35% of 2025 net income available to common stockholders per diluted share.","Preferred dividends: $0.75 on Series A, $2.12 on Series B-1; payable April 2, 2026 to holders of record March 13, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-048970","json":"https://secwatch.observer/filing/0001193125-26-048970.json","markdown":"https://secwatch.observer/filing/0001193125-26-048970.md","text":"https://secwatch.observer/filing/0001193125-26-048970.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/862831/000119312526048970/0001193125-26-048970-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/862831/000119312526048970/fisi-20260212.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T03:10:25.957213+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}