---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-054930"
form_type: "8-K"
ticker: "EQBK"
cik: "0001227500"
company_name: "EQUITY BANCSHARES INC"
filed_at: "2026-02-17T23:59:59+00:00"
generated_at: "2026-05-16T02:21:19.271230+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# Equity Bancshares extends $25M credit line maturity to Feb 2027 via Ninth Amendment

## Summary
- Maturity of $25M ServisFirst Bank commitment extended to February 10, 2027 from Feb 10, 2026.
- Borrower paid an unused commitment fee of $50,694.44 covering Feb 2025–Jan 2026 period.
- Other amendments update financial condition baselines (Sep 30, 2025 for borrower; Dec 31, 2025 for subsidiary bank).
- Subsidiary bank's retained earnings reaffirmed at $81,690,000 as of most recent Call Report.
- Borrower reaffirmed all obligations and released lender from claims relating to the loan agreement.

## SEC filing metadata
- accession: 0001193125-26-054930
- form_type: 8-K
- ticker: EQBK
- cik: 0001227500
- company_name: EQUITY BANCSHARES INC
- filed_at: 2026-02-17T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1227500/000119312526054930/0001193125-26-054930-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1227500/000119312526054930/eqbk-20260213.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-054930
- JSON: https://secwatch.observer/filing/0001193125-26-054930.json
- Plain text: https://secwatch.observer/filing/0001193125-26-054930.txt

## Source-grounded claims
- claim_id: da87dc8a713fbde2f671bb60585ee76eab8dbee1
  claim: EQUITY BANCSHARES INC amended credit facility with ServisFirst Bank maturing February 10, 2027.
  evidence_excerpt: The Amendment extended the maturity date of the commitment to extend credit under the Agreement to February 10, 2027.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1227500/000119312526054930/0001193125-26-054930-index.htm
- claim_id: 9abf48a71506276feb1c0c49f4143912132db506
  claim: EQUITY BANCSHARES INC amended Amendment with ServisFirst Bank (effective 2026-02-13).
  evidence_excerpt: On February 13, 2026, Equity Bancshares, Inc. (the “Company”), as borrower, entered into the Ninth Amendment (the “Amendment”) to its Loan and Security Agreement (the “Agreement”) with ServisFirst Bank.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1227500/000119312526054930/0001193125-26-054930-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
